What Does Great Lakes Federal Credit Union Do With Your Personal Information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with
us. This information can include:
- Social Security number and income
- account balances and transaction history
- credit history and credit scores
How?
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Credit Union Plus chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does Great Lakes Federal Credit Union share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. | Yes | No |
| For our marketing purposes — to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | Yes | Yes |
| For our affiliates’ everyday business purposes — information about your transactions and experiences | No | We don’t share |
| For our affiliates’ everyday business purposes — information about your creditworthiness | No | We don’t share |
| For non-affiliates to market to you | No | We don’t share |
To Limit Sharing
Download the Privacy Policy pdf and fill out the mail-in form.
Please note:
If you are a new member, we can begin sharing your information 30 days from the date we sent this
notice. When you are no longer our member, we continue to share your information as described in
this notice.
However, you can contact us at any time to limit our sharing.
Questions?
Call (989)893-2831 or (989) 684-4200.
What We Do
How does Great Lakes Federal Credit Union protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. At Great Lakes Federal Credit Union, we protect member privacy by ensuring that only employees who
have a business reason for knowing information have access to it.
How does Great Lakes Federal Credit Union collect my personal information?
We collect your personal information, for example, when you
- open an account or make deposit or withdrawal from your account
- pay your bills or apply for a loan
- use your credit or debit card
We also collect your personal information from others, such as credit bureaus and other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes—information about your creditworthiness
- affiliates from using your information to market to you
- sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Great Lakes Federal Credit Union has no affiliates.
Non-affiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies. Non-affiliates we share with can include:
- Great Lakes Federal Credit Union does not share with non-affiliates so they can market to you.
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Out joint marketing partners include:
- Insurance Companies